Our Mortgage Advisers
Our team consists of Phil Trew and Tom O'Neill.
Mortgage Adviser
Phil Trew
Phil is one of Burlington’s most experienced advisers, having worked in financial services since the late 1970s. Approaching five decades in the profession, he has built a reputation for thoughtful, knowledgeable and highly personal advice.
He spent 20 years with Prudential as a Financial and Mortgage Adviser before joining Burlington, where he has specialised in mortgage advice for more than two decades. He holds the Financial Planning Certificate and Mortgage Advice Qualification.
Phil’s experience spans many economic cycles, interest-rate environments and housing markets. His calm, practical approach helps clients understand their options and make confident decisions. Many have remained with him for years and introduced friends and family — a reflection of the trust built over a remarkable career.
Mortgage Adviser
Tom O'Neill
Tom is a fully qualified Independent Mortgage Adviser (CeMAP) who helps clients navigate one of life’s biggest financial decisions with clarity and confidence. He combines technical knowledge with a personable, clientfirst approach.
Following his father into financial services, Tom began in specialist lending, supporting development finance and bridging cases. He later broadened his experience across residential and buy-to-let mortgages in familyrun firms and national organisations, including Countrywide Mortgage Services.
Tom advises first-time buyers, home movers, property investors and clients with more complex borrowing needs. He places clear communication at the centre of every case and is studying towards the R0 qualifications, with the longer-term aim of becoming a fully qualified Financial Adviser.
